For buyers — Procurement
The card rebate is hard-dollar savings against your cost-savings %-of-spend target. And the outreach goes out branded as you — so strategic supplier relationships strengthen, not strain.
Done for you, as you. Outreach in your brand and voice — never a third-party dialer cold-calling your suppliers.
Built for VPs & Directors of Procurement and Strategic Sourcing.
The worry we hear first
You spent years earning trust with your strategic vendors. Generic bank or third-party outreach reads as phishing — and it strains the exact relationships you're measured on protecting. So we don't do that.
Make it stick
A one-off conversion fades the moment a contract renews or a buyer leaves. The durable gain comes from embedding card into how procurement actually works. Three questions tell you how sticky your program really is:
A reusable amendment means card acceptance isn't re-negotiated supplier by supplier — it's a known clause you drop in, every time.
When card policy lives inside the PO and vendor-onboarding flow, every new supplier starts cardable by default — and spend under management climbs as a result.
Naming card the preferred method — paired with a relationship-safe offer — turns the program from a hopeful ask into the default path of least resistance.
If any answer is "no," that's the gap. The paid diagnostic maps your top category against these three policy levers and shows you exactly where to embed card so the savings compound — instead of evaporating at the next renewal.
The bank is the foil, not the hero
The card program was sold on your whole spend. Then the bank onboarded the few suppliers that were easy, booked the result, and left your top category's long tail untouched. The savings that would hit your %-of-spend number are still sitting in checks and ACH. You go get them yourself — branded as you, on the bank you already have.
Enabled the obvious few and declared success.
The strategic suppliers that carry most of your category spend.
Hard savings on your scorecard — and the relationships intact.
Your scorecard
Value props don't move a procurement leader — movement on the lagging metric does. Card rebate is hard-dollar savings, and embedding card raises how much of your spend you actually control.
Cost savings as % of spend
World-class procurement saves roughly 4.8% of spend (typical programs land 2–8%). Card rebate, booked correctly, is hard savings that counts toward that target — not a soft "value" claim.
Spend under management
Mature procurement organizations keep 70–90% of spend under management. Embedding card terms in contracts and vendor onboarding is a durable way to pull more of the long tail under your control.
The numbers behind it
The objection — "I won't squeeze my vendors" — assumes card is a cost to them. It isn't, once it's set up right. Here's the evidence the offer is genuinely two-sided.
Net commercial-card cost to a supplier versus 192–316 bps for check and ACH. The supplier nets a fraction of the cost they fear — not 3%.
Faster payment when a supplier accepts card — cash in the bank roughly two weeks sooner, with reconciliation that flows straight through. That's the case you bring them, as you.
Reconciliation — not fees — is the real barrier to acceptance. Suppliers say yes when remittance flows straight through to their books.
More for the office of the CFO
The biggest wins come from running the program together — AP extends terms, the CFO books the rebate, and aggregate spend leverage turns your category strategy into pricing power.
For AP
Paying suppliers on card structurally extends DPO and lifts your electronic-payment mix — the AP side of the same conversion you sponsor.
See the AP trackFor the CFO
Realized rebate drops to operating profit and freed working capital shows up in free cash flow — measured, not forecast. Bring your CFO in to co-sponsor.
See the CFO trackThe framework
The crossover model shows how concentrating cardable spend across your category — and across buyers running the program — turns volume into better pricing and acceptance.
Explore the crossover modelStart with a paid diagnostic. We'll teardown your top spend category, show the cardable suppliers that carry most of it, and map where to embed card so the savings stick — branded as you, on the bank you already have.