For buyers — Accounts Payable
Hit the rebate and extend DPO. We convert the suppliers your bank left on the table — branded as you, sent from your domain — working the whole file, not the easy slice. Zero added headcount on your team.
Done For You As You. Branded as you, on the bank you already have. You pay when it works.
Built for the AP leader who owns the rebate number but never gets handed the conversion.
The number you're measured on
Card conversion is the one lever that moves DPO, lifts your electronic payment mix, and drops cost per invoice at the same time. The catch: it only works if suppliers actually convert — and most never get worked.
The hand-off vs the hub
By the time a supplier hears about your card program, it has been forwarded so many times it reads like phishing. We collapse the relay into a hub the supplier self-serves — communications that come straight from you.
Communication is handed off, forwarded, and stripped of your brand at every step.
Slow, outsourced, and it looks like phishing.
You stay the sender. The hub does the relay automatically — no third party in the middle.
Faster responses, more enrollments, full visibility.
Get out of the email inbox
The contact you have is a policy enforcer, not a policy creator. The message is three steps removed, the data is stale, and a benefit buried in a PDF from an unfamiliar sender is a spam alert — not an offer.
When the email doesn't come from your business, it checks every flag for a scam and lands in spam. Send from your own domain and the supplier recognizes — and trusts — the sender.
Bad contact info is the silent killer of enablement. The message never reaches the right person — and a third party chasing it down has no relationship to fall back on.
If a third party runs any of your outreach, you've already lost. Automated, branded follow-up — done for you, as you — keeps the campaign open and re-engaging instead of being driven to a close.
Why are you outsourcing your program's success?
The card program was sold on the rebate. Then the bank enabled the handful of suppliers that were easy to onboard, declared success, and left the rest of your file on check and ACH. You own a number you were never given the conversion to hit. We work the whole file, as you — so the rebate stops being a slide and starts showing up on your scorecard.
Enabled the obvious few and called the program a success.
Most of your suppliers — never meaningfully contacted.
The rebate target and the DPO gap, with no one working the tail.
The economics already favor card
The price case is settled. Programs don't stall on fees — they stall because the long tail never gets worked and remittance never flows straight through. Here's the evidence.
Net commercial-card cost versus 192–316 bps for check and ACH. The supplier's real cost is basis points, not three percent.
Electronic-payment mix at the average company — meaning roughly a third of supplier payments are still on paper check. The conversion runway is your DPO upside.
Reconciliation — not fees — is the real barrier. Suppliers accept when remittance posts straight through to the ERP.
Where AP sits in the program
AP feels the pain and owns the rebate — but the working-capital and net-income case usually closes upstairs. Hand your team the proof, then bring in the economic buyer.
For the CFO
Turn the rebate your program promised into profit that drops to the bottom line, plus working capital that shows up in free cash flow — measured, not forecast.
See the CFO viewFor the Treasurer
Use card to push out DPO, compress the cash conversion cycle, and free working capital without new borrowing — issuer-agnostic.
See the Treasury viewThe program
Diagnose the gap, enable the long tail branded as you, and reconcile straight through to the ERP — inside your four walls, on the bank you already have.
See how it worksStart with a paid diagnostic. We'll size the rebate and DPO gap across your full supplier file — then work it as you, from your domain, with zero added headcount on your team.